How to Use Afterpay on Amazon: A Comprehensive Guide

Welcome to our comprehensive guide on how to effectively utilize Afterpay on Amazon, despite the platform not directly supporting this payment option. While it may be disappointing to learn that Afterpay cannot be used on Amazon, we have discussed some workarounds that will allow you to have similar benefits.

In this article, we will explore these alternative methods and come up with step-by-step instructions to make your purchase on Amazon using Afterpay successfully.

Let’s dive in!

 What is Afterpay?

It is a service that allows you to purchase and pay for your items later or over time. However many different payment services provide similar payment options, but a majority of people prefer to use Afterpay because it is reputable, safe, and easy.

Afterpay is easily accessible as a payment option on many websites. It makes it possible for you to purchase expensive things that may require a large dollar amount and break them into smaller, more manageable payments.

Afterpay is like a credit card or any other type of financing, but the terms and conditions are different. No interest rate has been displayed annually. Regardless of whether you have built up a balance on a credit card, you may set the amount of time to pay off a set amount of money.

When you pay it off, your borrowing amount will increase.

Moreover, Afterpay lets you access a credit or debit card of your choice to keep on file and automatically charge on a weekly basis.

Additionally, Afterpay provides two services: Afterpay Pay Monthly and Afterpay Pay-in-4. The Pay Monthly model will be implemented for orders worth over $400, with payments spread over 6 to 12 months. However, it includes the annual percentage rate. It is specially provided, different from the standard Afterpay payments of Pay-in-4. You can still utilize the Afterpay service on Amazon Pay-in-4.

Therefore, neither the Amazon website nor the checkout procedure permits you to access the Afterpay payment method.

How Does Afterpay Work?

Afterpay is very easy to use and understand. This is why so many people prefer to use it.

It is necessary to create an account before using this service. So, you must have an account with your name, address, phone number, date of birth, and credit or debit card number.

A predetermined spending cap will be provided after registering an account. You have the option to spend this much money. It depends on many factors and can be different for everyone who signs up.

Furthermore, you will visit your favorite store and add the products you want to your cart. Then, you will go through the checkout process and select the Afterpay option at the checkout.

If, in this case, your store does not offer Afterpay, such as with Amazon, you can also access a one-time, virtual credit card number that you will add to the payment field as you would any other credit or debit card.

This will allow the amount to be charged to Afterpay and allow you to access your own credit or debit card to make a payment each time one is due.

Therefore, your Afterpay payment will be needed every two weeks. The more purchases you make and pay off entirely, the sooner your borrowing or spending amount will increase.

Does Afterpay Work With Amazon? How to Use Afterpay on Amazon

No, it doesn’t work with Amazon. However, you still have two options for accessing Afterpay on Amazon. You will use it as a gift or a credit card. We’ll explore each of them deeply.

Step 1: Using Afterpay as a One-Time Credit Card

Afterpay offers a one-time use credit card where you can purchase things the same way you would with a regular credit card. Amazon accepts this card because it recognizes it as a regular credit or debit card.

Here are the following steps to use this option.

• Go to the Shop menu in your Afterpay app and click on Amazon.
• Choose your items and place them in your shopping cart.
• Enter your account and shipping information.
• Tap on Add a Payment Method when you are on the payments page.
• Select Add a Credit or Debit Card.
• You can see the Buy Now button at the bottom of the app’s screen. The Pay Later option will start working.
• Selecting the Buy Now button after unticking Set as a default payment method.
• Now you can place your order after Afterpay has filled in the payment details on the credit card.

Since Afterpay is a one-time purchase, so keep in mind that don’t set it as the default option.

However, if you set it as a default option, Amazon will charge a hefty amount for future orders and cancel them.

Step 2: Utilizing Afterpay via Amazon Gift Cards

Amazon accepts gift cards as payment for purchases. It offers you another option for using Afterpay on Amazon.

Afterpay users can buy Amazon gift cards and utilize them as a form of payment while checking out on Amazon.

Follow the given steps in order to access it.

• Go to the Afterpay website and select the option to buy an Amazon gift card from a specific Amazon page.
• Select a card whose value range from $5 to $500. You can also buy more than one card.
• Go to Amazon and place your order in your shopping cart.
• Click Enter a gift card or promotional code option from the payment methods list on the checkout page.
• Check out as usual after putting your gift card number.

However, the Afterpay payment process is unavailable on the Amazon website or at checkout, but you can still use the Afterpay service on Amazon.

Thanks to these workarounds, you can buy the items you want without making a significant upfront payment.

Final Thoughts: Afterpay on Amazon

Therefore, customers who want more flexible payment options or manageable installments would like to prefer Afterpay.

Hopefully, my article answered, “Can Amazon accept Afterpay?”

Although Amazon doesn’t directly link with Afterpay, other options exist for users to access Afterpay while shopping on Amazon.

You don’t use Afterpay on the platform, but we bought the best alternative: Apple Pay on Amazon.

Happy shopping!